Glossary of Terms

Accidental death and dismemberment (AD&D)

This benefit can be paid in two ways. It can be paid to the insured person after an accidental injury. Or it can be paid to someone else after the death of an insured person.

Accelerated death benefit (ADB)

This can help people who have a fatal illness. The member or spouse can get some life insurance benefits as an early payment.

Accelerated death benefit (ADB)

This can help people who have a fatal illness. The member or spouse can get some life insurance benefits as an early payment.

Balance billing

Doctors or hospitals sometimes do this. They bill patients to make up the difference between their usual fee and the amount they are paid by the health plan. Doctors and hospitals that work with Aetna will not do this.

Bariatric surgery

This is weight-loss surgery. It is for very overweight people who haven’t lost weight with diet and exercise. Doctors perform two types. One makes the stomach smaller. The other bypasses part of the intestine.

Accelerated death benefit (ADB)

This can help people who have a fatal illness. The member or spouse can get some life insurance benefits as an early payment.

Bariatric surgery

This is weight-loss surgery. It is for very overweight people who haven’t lost weight with diet and exercise. Doctors perform two types. One makes the stomach smaller. The other bypasses part of the intestine.

National AdvantageTM program*

This is an Aetna program. It offers contract rates for some claims. These claims would otherwise be paid at the cost the doctor billed. It applies to: 

• Indemnity plans
• The out-of-network part of managed care plans
• Emergency or necessary services not provided by the network

*Aetna does not credential, monitor or oversee those providers who participate through third-party contracts. Since several factors determine whether a discount will be given, Aetna is unable to guarantee any level of discount under this program.